Insurance in Wasserrohrbruch - you should note

11-18  Source: Network gathering  Views:1 


Insurance in Wasserrohrbruch - you should note

The insurance company pays the broken water pipe. Rainer_Sturm / Pixelio

There are circulating always many rumors that after a burst water pipe are problems with the payment of insurance. but there is an insurance contract for a building and contents insurance, the damage shall be borne when note several things.

Report the broken water pipe immediately

  1. Once you notice a broken water pipe, you must immediately close the main water line. As policyholder, you are obliged to keep the damage as small as possible.
  2. Then you need to remove furniture and other valuables from the flooded area and store in a dry place.
  3. You must inform your insurance company about the damage case then of course necessarily. For this purpose usually ranges from a phone call.
  4. It is then sent by the insurance a verifier who receives the damage. Some insurance companies also accept a report by the local craftsmen. This should however absolutely check with your insurance company.
  5. After the damage report was received and forwarded to the insurance company, you can begin to repair the broken water pipe and to eliminate the damages.

What is covered by insurance?

  • The the defective water pipe repair is not covered by your insurance. Insurance usually pay only the damage caused by the burst water pipe.
  • If you need somewhere to accommodate differently during the renovations your furniture, transport and warehouses for rent are also paid by the insurance.
  • Should your home be temporarily uninhabitable, most insurance companies cover the cost of your accommodation in a guesthouse or another apartment.
  • Furthermore, of course, the cost of drying the apartment are covered by the insurance. You are even the electricity costs incurred for the drying equipment refunded.
  • If your furniture is still repairable, and these costs will be paid. If a repair is impossible or uneconomic, you the value will be returned. Some insurance companies reimburse the case even when new. Furthermore, you can check in your insurance contract.
  • The wallpapering, painting and laying a new floor is of course also covered by insurance.
  • You should note that only the state can be restored, which prevailed before the burst water clear. For example, if laid a carpet in the living room, you will pay for a broken water pipe no parquet flooring insurance.

A broken water pipe is about the worst thing that can happen. When this is well protected by a proper insurance against such loss suffered only minor expenses. The stress caused by the burst pipe, you can but no decrease.

Related articles
  • Insurance in Wasserrohrbruch - you should note 11-18

    The insurance company pays the broken water pipe. Rainer_Sturm / Pixelio There are circulating always many rumors that after a burst water pipe are problems with the payment of insurance. but there is an insurance contract for a building and contents

  • Wasserrohrbruch - what to do? 04-20

    The Wasserabsperren prevented greater harm. BirgitH / Pixelio Wasserrohrbruch - is what next to do everything A broken water pipe may have occurred some time ago within the walls. The effluent water then spread throughout the masonry for quite some t

  • Wasserrohrbruch: Who pays? - Important instructions 08-07

    A burst pipe is charged mostly buildings insurance. S._Hofschlaeger / Pixelio Wasserrohrbruch - paying buildings insurance from the owner In general, a burst water pipe outside your living area is the responsibility of your landlord. This has left yo

  • Sick leave and health insurance - what should note a self-employed for sickness benefit 01-02

    For self-employed, a disease can be life threatening. Each social security workers who have some financial security in case of illness by the continued remuneration of the employer and the sickness benefit health insurance. Sickness benefit in case o

  • Write statement of assignment of private insurance - how it works 01-03

    When writing a statement of assignment you are based on templates. A very typical case of an assignment occurs in insurance. The assignment statement comes when damage with a car, household or residential building for use. Declaration of assignment f

  • Accident insurance for seniors - should note what 01-03

    Seniors should pay particular attention to the benefits of insurance after an accident. Kurt_Michel / Pixelio What are the minimum services should include accident insurance In the accident insurance for seniors should be placed in part on other prio

  • Private health insurance - what the aid means 01-05

    They say officials after a beautiful life. What does the subsidy for the employer Most officials have private health insurance and get appropriate aid measure from your employer. Officials have it good. Half of the costs that must be paid for private

  • Liability insurance in case of damage in the family 01-10

    Liability loss ever in individual cases consider Stephanie Hofschlaeger / Pixelio What covers the liability insurance The liability insurance occurs when you have added another damage and are financially responsible. This can be both material damage,

  • "What kind of insurance can I deduct from the tax?" - That should be aware of the self-employed 01-12

    Insurance premiums for professional association are deductible as business expenses. As self-employed is important to know which insurance can be tax-deductible. Because a significant advantage of a self-employment is to reduce operational expenses b

  • Can I settle my endowment insurance tax? - Notes 01-21

    Not every insurance is tax deductible. When the annuity is tax deductible Whether you can sell your endowment insurance tax, depending on whether you are an employee or self-employed or freelancers. An annuity or endowment insurance you can deduct as

  • What insurance can deduct from taxes? - Find out more on ... 01-21

    Homeowners insurance is meaningful private insurance without tax relevance. If a tax return is submitted, very often there is a question regarding the tax deductibility of contributions to a disability insurance or accident insurance. This insurance

  • settle costs for legal expenses insurance tax 01-23

    The insurance covers the legal costs. Generally, legal expenses insurance is deemed not tax deductible. Exceptions exist only in labor. Do you own a legal expenses insurance for the field of work activity, you can make this tax. Costs of legal expens

  • Family Insurance has been canceled - what to do? 01-23

    At high perquisites you lose as a student the right to co-insurance. Who pursues as family insured employment, should inform their insurance companies. Because the elimination of family insurance is determined retrospectively, has a number of consequ

  • Finished studies: use Health insurance continues - how it works 02-01

    Take care of your health insurance after graduation. Barney_O'Fair / Pixelio Options when studying was terminated When the study is completed, you can face different situations, but a way of health insurance, there is always. Ideally, you have a job

  • Homeowners: insurance - Notes 02-13

    A classic case for homeowners insurance. Homeowners are responsible for damages to third parties As a homeowner, you might think at first did not believe that section may also be a danger to others from the building. A tree that have fallen, loose br

  • ING-DiBa deposit insurance - Find out more 02-22

    Your money is well protected Wilhelmine_Wulff_All_Silhouettes at ING-DiBa / Pixelio General facts to secure the deposits in Germany At ING-DiBa deposit guarantee is an individual guarantee deposits, but there are still a general, statutory regulated

  • A pet health insurance for a rabbit to complete? 02-29

    So far, this country is no pet health insurance for rabbits. Rabbits can be covered by health insurance Until recently a pet health insurance for rabbits was not possible because there is no insurance company was in Germany that offers such insurance

  • Insured shipping - so you increase the sum insured 03-01

    Send parcels and express letters up to € 25,000 insured. To succeed in an insured shipping - including higher sum insured Generally by the German Post shipped parcels and express letters are insured. The sum insured amounts to generally 500 euros. Th

  • lost health insurance number - what to do? 03-02

    Insurance number on card for privately insured. Margot Kessler / Pixelio The health insurance number on each health insurance card. Since 1995, these insurance cards. Since the end of 2011 you will be gradually replaced by the new electronic health c

  • Change from fully comprehensive to partial cover insurance - what should note 03-04

    The change from de Comprehensive for partial coverage is very worthwhile. When the change from fully comprehensive to partial cover insurance is worthwhile Basically, all risk insurance is worthwhile if you want to insure a new car. When a used car i